Loft insulation for landlords and rented homes

The current rule

Under the Minimum Energy Efficiency Standard (MEES), most privately rented homes in England and Wales must have an Energy Performance Certificate rating of at least E before they can be let, unless a valid exemption is registered. This has applied to new and existing tenancies since 2020.

The rule that’s coming

In January 2026, the government confirmed plans to raise the minimum to EPC C for all tenancies by 1 October 2030, with a cap on what a landlord is required to spend per property and a set of exemptions. The new regulations still need Parliament’s approval, and the details, including how the rating is measured, are set out on GOV.UK. Check the current rules before planning work.

Where loft insulation fits in

An EPC lists recommended improvements. Topping up thin loft insulation is a common one: it is usually less disruptive than most other measures and can be done between tenancies, or with tenants in place. If your EPC is old, a new assessment after the work will show the effect.

Practical points

• Give tenants notice and agree access for us
• Ask for paperwork describing the work, so the next EPC assessor can record it
• Keep receipts, which may be needed if you apply for an exemption on cost grounds
• In a flat, check the freeholder’s permission first: see top-floor flats

This is general information, not legal advice. For your own situation, see GOV.UK or a qualified adviser.